Infrastructure for global money movement.
Access local account details, settle into digital dollars, and execute payouts across 60+ destinations with rates, fees, and delivery estimates disclosed before approval.
bridge
stripe
Transak
coinbase
stables.money
Account issuance requires identity verification through Monet’s secure KYC process.
Optional services and product features may carry fees, including expedited transfers and out-of-network ATM transactions. Review additional information here.
Monet is a financial technology company, not a bank. Banking services provided by Lead Bank, Member FDIC. Monet accounts are not bank accounts and are not FDIC insured. Balances are held with our licensed financial partners, not at a bank, and are not insured by the FDIC or any government agency.
Existing account access ›Full cost visibility before execution.
Each quote presents the exchange rate, itemized fees, expected recipient amount, and estimated delivery window before a transfer is authorized.
Access the platformIllustrative transfer. Your live quote shows the currency amount, rate, fees, and estimated arrival time.
Local access. Global settlement.
Review supported payout markets, receiving-account infrastructure, and funding methods through a single coverage directory.
Receive locally. Settle into one balance.
Verified accounts receive supported local details for incoming payroll, client, and third-party payments. Funds settle into the Monet balance for holding or onward transfer.
- Direct deposit and ACHPayroll, benefits, and standard bank transfers, including same‑day ACH where the sender supports it.
- Domestic wiresSupport for larger or time‑sensitive incoming payments using the same account details.
- EUR accounts over SEPAEUR receiving infrastructure with SEPA and SEPA Instant support.
- AUD named accountsAccount details with BSB and account number issued in the verified account holder’s name.
- AED named accountsLocal account details for supported incoming payments in the UAE.
US and EUR accounts are issued through our partner Bridge Building, Inc., with funds held at Lead Bank, Member FDIC. Australian and UAE accounts are issued through our licensed local payment partners. Identity verification (KYC) is required before an account is issued.
Monet is a financial technology company, not a bank. Available rails and currencies depend on account verification status and region. Arrival time depends on the sending bank and its cut‑off times.
Fund and execute in one flow.
Eligible transfers can be funded through Apple Pay and released to the selected recipient account after funding confirmation.
- 1Define the transfer.Enter the dollar amount, destination, and recipient details for quote generation.
- 2Authorize Apple Pay funding.Supported currencies include USD, EUR, GBP, AUD, CAD, MXN, BRL and additional markets shown at checkout.
- 3Execute after confirmation.Once funding is confirmed, the transfer is released to the selected destination account.
Apple Pay funding availability depends on account region and card issuer. Delivery speed depends on destination market, bank cutoffs, and compliance checks.
Local currency delivery through one settlement layer.
Supported funding methods connect to local-currency payout rails across Asia, Africa, Latin America, and Europe through a unified dollar balance.
- Multi-market payout coverageFund through supported card, bank, or digital-dollar methods and deliver eligible local currencies to recipient accounts.
- Local funding connectivitySupported rails include ACH, wire, SEPA, Pix, BSB, and SPEI, subject to region and account eligibility.
- Digital-dollar settlementFunds settle as digital dollars in the Monet balance between funding and payout execution.
- Unified corridor accessOne balance connects to supported payout currencies across multiple regions and rail types.
Availability varies by country and rail, and some funding and payout corridors remain in rollout. Monet displays the routes enabled for each account. Exchange rates and total fees are disclosed before confirmation.
Configure once. Execute on schedule.
Configure future or recurring transfers with defined recipients, amounts, routes, and execution dates.
- Future-dated instructionsDefine the recipient, amount, route, and intended execution date in advance.
- Recurring payment schedulesConfigure weekly or monthly transfers for repeat payment obligations.
- Quote visibilityReview pricing during setup and receive final execution details in the transfer receipt.
- Consistent corridor accessScheduled payments use the same supported domestic and cross-border rails as immediate transfers.
Destination amounts are quoted at the applicable rate on the execution date. Scheduled payments require sufficient available balance; if funding or a rail is unavailable, Monet reports the exception rather than issuing a partial transfer.
Human escalation for payment exceptions.
When a payment requires review, Monet provides a direct path to an operations specialist for investigation and resolution.
Payment operations
Accounts, payouts, and visibility for operating teams.
Receive through supported account infrastructure, execute domestic and cross-border payouts, and monitor payment status from one business platform.
Coverage, execution, and account requirements.
What information is included in a transfer quote?
Each live quote includes the exchange rate, fees, expected destination amount, and estimated delivery time before authorization.
Which delivery endpoints are supported?
Eligible transfers can be delivered to supported bank accounts and local wallets. The recipient does not need a Monet account for qualifying external payouts.
Which receiving-account rails are available?
Verified users can access the account details available for their region and eligibility. Monet displays the currencies and local rails enabled for each account.
What determines corridor availability?
Monet supports more than 60 destinations across bank and wallet routes. Availability depends on corridor, amount, recipient, verification, and partner coverage.
How are payment exceptions escalated?
Email [email protected] to reach the Monet operations team directly.
Access 
Global money movement, one system.
The Monet platform is available on iOS and Android.